Residential Property

Buy to Let

Laker Legal’s conveyancing team has extensive experience guiding landlords through the process of purchasing a property, whether as a first-time investment or to supplement a landlord’s growing portfolio.

Buy to Let Mortgages

The majority of mortgage lenders will provide a buy to let mortgages for customers however you will find that the lender will frequently require a higher loan to value ratio than is the case on a straight forward residential mortgage. Typically, the lender will require a loan to value (LTV) of 85% and sometimes as much as 60%.

Laker Legal solicitors are on the panels of the majority of mortgage lenders and frequently receive instructions from clients to purchase buy to let properties, either as a single investment property for private individuals or much larger portfolios of buy to let properties for investment companies.

In terms of the process of enquiring a buy to let property this is very similar to the usual conveyancing process and we are happy to offer clients a fixed fee to act on your behalf to completion.

Laker Legal can also advise you on sub letting the property and can prepare the tenancy documentation and also ensure that the legal requirements for residential tenancy at the material time are abided buy.

If you are buying a leasehold property of the intension of sub letting it is important to carefully consider the lease to ensure that there are no prohibitions on sub leasing before you complete your purchase and the team at Laker Legal can check the legal requirements for you.

If you would like some further information then please contact us or use our online calculator to obtain a fixed fee quote.

Request a callback

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply. By submitting this form you agree to our privacy policy.

    Testimonials

    What our clients say...

    Jessica Blacow from Laker Legal Solicitors Lancaster pulled out every stop truly amazing lady / firm nothing was to much trouble I honestly felt like they was my friends not just a firm that wanted your money but a solicitor firm that cared with compassion I will use Laker Legal Solicitors Lancaster for all my needs in the future.

    Mr T, Lancaster

    I am very pleased with Laker Legal firm, my Solicitor John Hirst, was extremely helpful throughout the drawing of my prenuptial agreement. A very professional and knowledgeable approach yet warm,and friendly enough to feel comfortable with in a situation that can be quite uncanny to discuss or uneasy as per say. Thankyou again!

    Mrs V – London

    I used the services of Jess and the team at Laker Legal as a first time buyer looking for properties to buy, near and around Bath.

    Jess was fantastic, in her communication during the process as well as her knowledge and ability during the conveyancing process. She helped me make informed decisions and ultimately find and purchase a wonderful home near Bath. Jess is adept at spotting potential issues during a purchase that I believe others may not.

    She clearly excels at her craft and you will be in safe hands should you use her services too.

    Bath.

    Best conveyancing experience ever. After two supposedly good law firms failed to even do the basics post instruction, for nearly 8 weeks, Jess at Laker Legal took on the difficult challenge of overseeing my purchase and completion in record time. Always proactive, very knowledgeable of her subject and extremely good communicator. I never had to chase the firm for anything. They always answered my calls efficiently. I can't praise them enough. What a wonderful experience.

    I recommend Jess and would be very happy to use her again in the future.

    Mrs A, Lancaster.

    Thank you so much Richard, you have been so kind and patient with me when I have been at about the lowest point of my life after losing my wife, I can never thank you enough. I will also let my family know my wishes that Laker Legal Solicitors deal with my estate when that time comes.

    Mr Y, Addington, Kent.

    A big ‘thank you’ Richard from Steve and myself. Your time and attention you gave to both of us was remarkable. I’ve had dealings with many solicitors over the years, but have never received this level of service as you gave.

    Mrs R – West Malling, Kent

    A devastating event brought us to call on Laker Legal. We were put in touch with Mr John Hirst, and from the first moment we spoke to him we knew everything was going to be ok. Mr John Hirst, was always on the end of the Phone or Email, Kept in touch with us 100% of the time, and the support we received took so much pain off our family. All i can say is Thank you so much for everything you did for us.

    Ms P - Maidstone

    Thank you for all your help and support over the last 12 months. You and the team at Laker Legal have been fantastic.
    Sarah was lovely and really supportive yesterday.

    Ms. W of Leyland

    I can highly recommend John Hirst at Laker Legal solicitors in Lancaster. He was superb from start to finish dealing with a very complex child arrangements case for me. A really decent guy and an excellent family law solicitor who genuinely cares about his clients. John was fully up to speed with my case at all times and we got the outcome we wanted.

    Mr B, Kendal

    Our Team

    With over 100 years of experience in legal practice we are the solicitors for you.

    Legal Services You Can Trust