Residential Property

Buy to Let

Laker Legal’s conveyancing team has extensive experience guiding landlords through the process of purchasing a property, whether as a first-time investment or to supplement a landlord’s growing portfolio.

Buy to Let Mortgages

The majority of mortgage lenders will provide a buy to let mortgages for customers however you will find that the lender will frequently require a higher loan to value ratio than is the case on a straight forward residential mortgage. Typically, the lender will require a loan to value (LTV) of 85% and sometimes as much as 60%.

Laker Legal solicitors are on the panels of the majority of mortgage lenders and frequently receive instructions from clients to purchase buy to let properties, either as a single investment property for private individuals or much larger portfolios of buy to let properties for investment companies.

In terms of the process of enquiring a buy to let property this is very similar to the usual conveyancing process and we are happy to offer clients a fixed fee to act on your behalf to completion.

Laker Legal can also advise you on sub letting the property and can prepare the tenancy documentation and also ensure that the legal requirements for residential tenancy at the material time are abided buy.

If you are buying a leasehold property of the intension of sub letting it is important to carefully consider the lease to ensure that there are no prohibitions on sub leasing before you complete your purchase and the team at Laker Legal can check the legal requirements for you.

If you would like some further information then please contact us or use our online calculator to obtain a fixed fee quote.

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