Thank you so much Richard, you have been so kind and patient with me when I have been at about the lowest point of my life after losing my wife, I can never thank you enough. I will also let my family know my wishes that Laker Legal Solicitors deal with my estate when that time comes.
The City of York traces its historical roots back to Roman and Viking times. The city, situated at the heart of Yorkshire, has a rich heritage and is known for its iconic landmarks. York boasts a unique charm, surrounded by the River Ouse, with easy access through various motorways and robust public transport links. Residents and visitors alike can enjoy the numerous annual events, diverse shopping experiences, and historical sites that the city has to offer.
With a reputable university and a thriving business community, York has been recognized as an outstanding place to live and work in the region. Whether you are looking to buy or sell property in York, it is indeed an excellent location.
If you want to buy or sell property in York, Laker Legal can help you with all your needs.
HOW CAN LAKER LEGAL HELP ME WITH CONVEYANCING SERVICES IN YORK?
Our team of conveyancing experts at Laker Legal handles a wide range of conveyancing matters. We ensure that you receive comprehensive guidance and support to successfully conclude your sale or purchase, including:
– Selling freehold or leasehold property.
– Purchasing freehold or leasehold property,
– Re-mortgaging your current home,
– Equity release from your current property,
– Transfer of equity to another person,
– Advice on ownership of your property,
– Commercial conveyancing
WHY USE LAKER LEGAL IN YORK FOR MY CONVEYANCING TRANSACTION?
“fantastic in knowledge and ability during the conveyancing process.”
” Helped me make informed decisions and ultimately find and purchase a wonderful home.”
“nothing but supportive, professional and efficient. Communication was excellent throughout the process and a typically stressful experience was made so much easier thanks to their skill and help.”
” Adept at spotting potential issues during a purchase that I believe others may not.”
We understand that some buyers may feel they don’t need to instruct a solicitor for a property transaction. Without a solicitor, some lenders may not agree to give you the mortgage funds you need to buy a house.
Laker Legal assists clients based in the UK and worldwide with buying or selling homes in York, England, and Wales. Regardless of your location, we can assist you.
Our Conveyancing Solicitors and Licensed Conveyancers are accredited by the Law Society Conveyancing Quality Scheme (CQS), ensuring a high-quality standard for our residential conveyancing practices.
As our client, your care comes first; buyer or seller, we provide transparent conveyancing quotes for the entire process. Our dedicated and friendly team is always eager to assist you with any queries and concerns.
WHAT ARE LAKER LEGAL’S FEES FOR CONVEYANCING IN YORK?
We offer a fixed conveyancing fee service for most of our conveyancing services.
Our accessible Conveyancing Calculator allows you to determine your legal fees immediately from the outset.
Any written quote provided by our conveyancing team to you remains valid for 30 days.
If additional fees may arise during your matter, we will discuss this with you. Stamp Duty is one of these additional fees that may be payable on your property purchase in York.
You can calculate this using the HMRC Website, and of course, we can assist you in determining this cost.
HOW LONG WILL THE PROCESS TAKE IN YORK?
The timeline for completing a conveyancing process in York depends on various factors.
Typically, buying or selling a home takes 8 to 12 weeks. This timeframe assumes there are no complications involved, such as a chain or, the seller requiring a grant of probate before selling.
The timeframe from offer to you moving home, may vary based on individual circumstances.
WHAT IS THE PROCESS TO BUY A PROPERTY IN YORK?
- We request the ‘Contract Pack,’ from the Seller’s solicitor. This includes essential documentation related to the Title of the Property, such as title deeds. We will also need a copy of your Mortgage offer.
- We conduct Searches against your Property to identify any potential adverse risks. This is an important part of the process to highlight any problems you should know about before purchasing.
- We also raise Enquiries with the Seller’s solicitor in relation to any issues identified within the documentation obtained.
- After reviewing the search results and responses to any enquiries, we provide you with a formal Report on Title. This covers all important issues relating to your purchase which you must consider before progressing.
- If you are happy to proceed, we will arrange a date to exchange contracts with the sellers’ solicitors. Once you exchange the contracts, the sale becomes legally binding.
- We transfer the deposit funds to the Seller or more commonly, hold them ‘on account’ until Completion. We liaise with the Seller’s solicitors to agree a date for completion. Sometimes this may be the same date as Exchange of Contracts.
- The final stage is Completion. We request the necessary funds from your Lender and provide you a detailed Completion Statement. The Completion Statement specifies the exact amount required to complete the transaction.
- On Completion, the Seller must have vacated the Property if not already done. We transfer the purchase price funds to the Seller’s solicitor.
- You can get the keys to your new home from the Estate Agent after we confirm the transaction is complete.
- We handle payment of any Stamp Duty Land Tax and register the Property in your name with the Land Registry. We have now completed the transaction.
WHAT SEARCHES MAY APPLY TO MY PURCHASE IN YORK?
- Local Authority Searches are important for finding any restrictions or charges that could affect future development on your Property.
- Water and Drainage Searches: Provide information on mains waterworks and drainage.
- Environmental Searches: Detail any important environmental issues that could affect the Property.
- Land Registry Searches document any Title changes since obtaining copies, protecting your mortgage Lender’s interest.
When you need a mortgage, your lender will typically request Local Authority, Drainage, Water, and Environmental Searches. These searches are necessary before they provide you with the funds. Additional searches may be necessary, and we will inform you accordingly.
HOW CAN LAKER LEGAL HELP ME SELL MY HOME IN YORK?
Our process for selling your home in York involves the following stages:
1- We obtain updated Title documentation from the Land Registry.
2- We then prepare the Contract for sale and send it to the Buyer’s solicitor. If there are any mortgages against your Property, we obtain redemption figures from the mortgage company.
3- The Buyer’s solicitors draft the Transfer Deed for your approval. After completion, we send this document to the Land Registry for the transfer of ownership.
4- Once the Buyer’s solicitors review the draft Contract, we will respond to any enquiries, negotiate a date for exchange and completion, and request a Redemption Statement from your existing Lender.
5- On completion, we receive the purchase monies from the Buyer’s solicitor, inform you of completion, and authorize your estate agent to release the keys to the Buyers. We redeem your mortgage, settle the estate agent’s fees, and transfer the remaining sale proceeds to you, concluding your sale transaction.
WHAT DO I NEED TO PROVIDE LAKER LEGAL FOR MY TRANSACTION IN YORK?
At the beginning of your matter, we will ask you to provide:
– Photographic identification.
– Proof of address
– Proof of funds for any purchase
– Your mortgage offer for any purchase
If you are selling, we will ask you to provide:
– Land Registry Title Documentation.
– Property Information Forms.
– Fixtures and Fittings Form
– Energy Performance Certificate
– Mortgage information
– All necessary certificates and planning permission documentation.
HOW CAN I INSTRUCT LAKER LEGAL SOLICITORS FOR MY CONVEYANCING MATTER?
Please contact us at 01904 439194 to discuss your matter with our conveyancing team. You can also request a quote via our website.
