If your insurance policy has failed to pay out it might be that this is without good reason meaning you could challenge the decision.
Insurance policies are often littered with exclusion clauses which insurers will rely on to avoid making a payout. Alternatively there may be a dispute of fact as to whether a particular clause requiring a payout has been satisfied.
These sorts of disputes commonly arise in the context of policies for critical illness cover, Keyman insurance, property insurance, income protection, life assurance and holiday illness or cancellation insurance.
Here at Laker Legal we consider the position under the policy from the outset and look at resolving the claim with early dispute resolution tactics. If that is ultimately unsuccessful we can advise and assist on the other avenues of redress that might be available to you.
There are numerous ways to fund such claims including pre-existing legal expenses insurance, a damages based agreement and a conditional fee agreement all of which we are happy to discuss with you prior to instruction.
If you think your insurer has failed to make a payment rightfully due to you then please contact us to discuss your potential claim.
All information is correct on the date of posting.